/* BadCreditFinanceNetwork.com - Shared Finance Style System */

:root {
--navy: #0f172a;
--navy-light: #1e293b;
--emerald: #059669;
--emerald-dark: #047857;
--emerald-soft: #dcfce7;
--gold: #f59e0b;
--bg: #f8fafc;
--card: #ffffff;
--text: #1e293b;
--muted: #64748b;
--border: #e2e8f0;
--shadow: 0 10px 25px rgba(15, 23, 42, 0.08);
}

* {
box-sizing: border-box;
margin: 0;
padding: 0;
}

body {
font-family: Arial, Helvetica, sans-serif;
background: var(--bg);
color: var(--text);
line-height: 1.6;
}

a {
color: inherit;
text-decoration: none;
}

.container {
width: min(1120px, 92%);
margin: 0 auto;
}

.header {
background: var(--card);
border-bottom: 1px solid var(--border);
position: sticky;
top: 0;
z-index: 50;
}

.nav {
display: flex;
justify-content: space-between;
align-items: center;
padding: 18px 0;
}

.logo {
font-size: 24px;
font-weight: 800;
color: var(--navy);
}

.logo span {
color: var(--emerald);
}

.nav-links {
display: flex;
gap: 22px;
align-items: center;
font-weight: 600;
color: var(--navy-light);
}

.btn {
display: inline-block;
background: var(--emerald);
color: #fff;
padding: 14px 22px;
border-radius: 10px;
font-weight: 800;
transition: 0.2s ease;
text-align: center;
}

.btn:hover {
background: var(--emerald-dark);
transform: translateY(-1px);
}

.btn-gold {
background: var(--gold);
color: var(--navy);
}

.btn-outline {
background: #fff;
color: var(--emerald);
border: 2px solid var(--emerald);
}

.hero {
background: linear-gradient(135deg, var(--navy), var(--navy-light));
color: #fff;
padding: 80px 0;
}

.hero-grid {
display: grid;
grid-template-columns: 1.1fr 0.9fr;
gap: 40px;
align-items: center;
}

.badge {
display: inline-block;
background: rgba(220, 252, 231, 0.15);
color: #dcfce7;
padding: 8px 14px;
border-radius: 999px;
font-weight: 700;
margin-bottom: 18px;
}

.hero h1 {
font-size: clamp(36px, 6vw, 58px);
line-height: 1.05;
margin-bottom: 20px;
}

.hero p {
font-size: 19px;
color: #dbeafe;
margin-bottom: 28px;
}

.hero-card,
.card {
background: var(--card);
color: var(--text);
border-radius: 18px;
padding: 28px;
box-shadow: var(--shadow);
border: 1px solid var(--border);
}

.hero-card h3 {
margin-bottom: 15px;
font-size: 24px;
}

.check-list {
list-style: none;
margin: 18px 0;
}

.check-list li {
margin-bottom: 12px;
padding-left: 30px;
position: relative;
}

.check-list li::before {
content: "✓";
position: absolute;
left: 0;
top: 0;
color: var(--emerald);
font-weight: 900;
}

.section {
padding: 70px 0;
}

.section-title {
text-align: center;
margin-bottom: 42px;
}

.section-title h2 {
font-size: clamp(30px, 4vw, 44px);
color: var(--navy);
margin-bottom: 12px;
}

.section-title p {
color: var(--muted);
font-size: 18px;
max-width: 720px;
margin: 0 auto;
}

.grid-3 {
display: grid;
grid-template-columns: repeat(3, 1fr);
gap: 24px;
}

.grid-2 {
display: grid;
grid-template-columns: repeat(2, 1fr);
gap: 24px;
}

.card h3 {
color: var(--navy);
font-size: 22px;
margin-bottom: 10px;
}

.card p {
color: var(--muted);
margin-bottom: 18px;
}

.highlight {
background: var(--emerald-soft);
border-left: 5px solid var(--emerald);
padding: 20px;
border-radius: 12px;
margin: 24px 0;
}

.offer-table {
width: 100%;
border-collapse: collapse;
background: #fff;
border-radius: 16px;
overflow: hidden;
box-shadow: var(--shadow);
}

.offer-table th {
background: var(--navy);
color: #fff;
text-align: left;
padding: 16px;
}

.offer-table td {
padding: 16px;
border-bottom: 1px solid var(--border);
}

.faq-item {
background: #fff;
border: 1px solid var(--border);
border-radius: 14px;
padding: 22px;
margin-bottom: 14px;
}

.faq-item h3 {
color: var(--navy);
margin-bottom: 8px;
}

.disclaimer {
background: #fff7ed;
border: 1px solid #fed7aa;
color: #7c2d12;
padding: 18px;
border-radius: 14px;
font-size: 14px;
}

.footer {
background: var(--navy);
color: #cbd5e1;
padding: 44px 0;
}

.footer-grid {
display: grid;
grid-template-columns: 1.2fr 1fr 1fr;
gap: 28px;
}

.footer h3,
.footer h4 {
color: #fff;
margin-bottom: 12px;
}

.footer a {
display: block;
margin-bottom: 8px;
color: #cbd5e1;
}

.footer a:hover {
color: #fff;
}

.sticky-cta {
display: none;
}

@media (max-width: 850px) {
.nav-links {
display: none;
}

.hero {
padding: 58px 0;
}

.hero-grid,
.grid-3,
.grid-2,
.footer-grid {
grid-template-columns: 1fr;
}

.section {
padding: 52px 0;
}

.sticky-cta {
display: block;
position: fixed;
bottom: 14px;
left: 50%;
transform: translateX(-50%);
width: 92%;
z-index: 100;
}

.sticky-cta .btn {
width: 100%;
box-shadow: 0 12px 28px rgba(5, 150, 105, 0.35);
}
}